GuideFin · Mobile App
Retirement Calculator & FIRE Planner for Indian Investors
An advanced mobile toolkit for Indian retail investors. Monte Carlo stress testing, 3-Bucket tax-aware withdrawals, and deep mutual fund intelligence — all in one app.
Free SIP calculator, retirement corpus planner, mutual fund backtesting, and FIRE planning — GuideFin is India's most advanced financial toolkit with 12 calculators and 900+ mutual fund scheme analytics.
3,000
Monte Carlo Iterations
900+
MF Schemes Synced
12
Financial Calculators
34
Learning Topics
Retirement & Wealth Planning
Plan with Precision, Not Guesswork
Institutional-grade planning tools built for the Indian retirement landscape — replacing spreadsheets and generic calculators.
Dynamic Dashboards
Plan Health diagnostics indicating probability of success — not fixed targets. Know where you stand at every stage.
Monte Carlo Simulations
3,000-iteration simulations mapping P5/P25/P50/P95 outcomes across historical market crashes.
Withdrawal Optimizer
Tax-aware withdrawal frameworks utilizing the 3-Bucket strategy — Equity, Debt, Cash.
PDF Engine
One-tap export of personalized retirement projections with corpus timelines and drawdown schedules.
Data Integrity · Real-Time Syncing
Powered by India's Premier AMCs
Real-time analytics powered by live NAV syncing and historical backtesting across India's premier Asset Management Companies.
Fund Intelligence
Institutional-Grade Fund Insights
Proprietary metrics that go beyond star ratings. Evaluate mutual funds the way institutions do — with resilience scoring, dip analysis, and quality-first filtering.
Resilience Score
Proprietary scoring that measures how a fund withstands market volatility — derived from drawdown analysis, recovery speed, and consistency across bear cycles.
Fund Quality Rating
Multi-factor quality assessment combining manager skill, expense ratios, AUM stability, and risk-adjusted returns — beyond simple star ratings.
Market Dips Analysis
Historical visualization of every major market correction and each fund's behavior during the dip — drawdown depth, recovery timeline, and investor impact.
Dip & Buy Strategy
Algorithmic identification of optimal buy-the-dip entry points based on historical NAV patterns and moving average crossovers.
Calculator Suite
12 Financial Engines. One Toolkit.
Every calculator an Indian investor needs — from SIP projections to EMI breakdowns. Try the web versions here, then unlock the full institutional suite in the app.
- →SIP, SWP, Lumpsum, EMI, and FD calculators
- →EPF, NPS, PPF, SSY and more in the app
- →Head-to-head Comparison Engine for instruments
Learn · Grow · Master
Educational Learning Center
An embedded educational hub bridging the gap between calculation and financial literacy. Learn at your own pace and find answers fast.
Extensive Library
34 curated topics organized across 8 categories — Taxation, Behavioral Finance, Asset Classes, Retirement, Insurance, and more.
Smart Progress Tracking
Integrated tracking so you know exactly where you left off. Resume your financial learning journey from any device.
Fast Search & Filter
Dynamic filtering lets you quickly look up answers to specific financial questions. Jump straight to the topic that matters.
Security & Trust
Your Data. Your Control.
Supabase OTP authentication gates premium insights and saves your plans securely. Explore freely in Guest Mode — upgrade when you're ready. No hidden tracking, no data selling.
Supabase
OTP Auth
Full Access
Guest Mode
Encrypted
Data Storage
Zero Tracking
Privacy
FAQ
Frequently Asked Questions
What is GuideFin?
GuideFin is India's first goal-driven retirement planning app featuring Monte Carlo simulations, 3-Bucket tax-aware withdrawal strategies, mutual fund backtesting across 900+ schemes, and 12 financial calculators including SIP, SWP, EMI, FD, NPS, and PPF. It is built by FinThinkHub for Indian retail investors.
How does the retirement calculator work in GuideFin?
GuideFin's retirement calculator uses 3,000-iteration Monte Carlo simulations to project retirement corpus outcomes across P5/P25/P50/P95 confidence levels. It accounts for inflation, life events, and uses the 3-Bucket strategy (Equity, Debt, Cash) for tax-efficient withdrawals during retirement.
Can I use GuideFin for FIRE (Financial Independence, Retire Early) planning?
Yes. GuideFin supports FIRE planning with corpus shortfall detection, inflation-adjusted projections, and customizable retirement age targets. The Monte Carlo engine maps multiple market scenarios to show your probability of achieving financial independence at your desired age.
What financial calculators are available in GuideFin?
GuideFin includes 12 calculators: SIP (Systematic Investment Plan), SWP (Systematic Withdrawal Plan), Lumpsum, EMI (Equated Monthly Installment), FD (Fixed Deposit), PPF (Public Provident Fund), NPS (National Pension System), EPF (Employees' Provident Fund), SSY (Sukanya Samriddhi Yojana), Retirement Corpus, FIRE, and a Head-to-Head Comparison Engine for different financial instruments.
How many mutual fund schemes does GuideFin track?
GuideFin syncs real-time NAV data for 900+ mutual fund schemes across India's top AMCs including HDFC, SBI, ICICI Prudential, Kotak, Mirae Asset, and Parag Parikh. Features include fund quality ratings, market dips analysis, historical backtesting, and expense ratio comparisons.
Is GuideFin free to use?
Yes. GuideFin offers full access in Guest Mode with all calculators and insights available for free. Premium features like saved retirement plans, personalized projections, and advanced analytics are available with free OTP-based authentication. There are no hidden costs or data tracking.
Download GuideFin
Available on Android. India's first goal-driven retirement planning app with institutional-grade analytics.